Own a Piece of Singapore's Best Businesses

Build a portfolio of quality Singapore businesses that can grow your wealth and pay you a rising stream of dividends for years to come.

S$22,587+

in dividends collected since 2020

22+

SGX dividend stocks

S$200,000+

real-money portfolio

For a limited time, join The Smart Dividend Portfolio from S$559 during our National Day offer, with savings of up to 39%. Offer ends at midnight on 24 August 2026.

If you’ve watched Singapore stocks climb over the past year, you may be asking yourself one of two questions.

“Have I already missed the best opportunities?”

Or perhaps you already own some of the winners and you’re wondering:

“Where should I put my money next?”

Either way, the question that matters now is not whether the market has gone up.

It’s where the next attractive opportunities are, what they’re worth paying for, and how they fit into the portfolio you’re building.

That’s what The Smart Dividend Portfolio is built to help you answer.

When Markets Rise, Knowing What To Buy Matters More

When most of the market has already risen, the harder task is telling apart the handful of companies still worth buying today from the many that have simply gotten expensive.

A rising market can make you want to act. But paying too much for the wrong stock can undo much of the advantage you’re trying to gain.

The opportunity now is to find the quality businesses that still have room to reward shareholders, while having the discipline to leave the expensive ones alone.

What Turns a Good Stock Into a Good Investment

Free content, including ours, can teach you how to spot a quality business. 

Where it usually stops short is telling you whether that business is worth buying today, how much of your portfolio it deserves, or what to do six months from now when the story changes.

That’s why every The Smart Dividend Portfolio holding comes back to four questions:

What to buy

What price to pay

How it fits in the portfolio

What to do next

 

These four questions turn a stock idea into an actual portfolio decision.

Because finding a stock you like is the easy part. Knowing when to buy it, how much to own and when to stop buying is where real money gets made or lost.

Here’s What That Looks Like With Real Money

Two of the portfolio’s oldest holdings are Singapore banks we bought back in 2020.

Since then, one has risen over 200%.

The other is up close to 200%.

These are the kinds of long-term winners every investor hopes to own. And when you find one, giving a quality business time to compound can make an enormous difference to your wealth.

Together, they now account for around 15.2% of the portfolio.

That sounds like a nice problem to have.

It still requires a decision.

Both share prices have moved well above their long-term valuation averages, while their dividend yields have fallen as prices climbed.

So we reviewed the positions.

And we decided to hold both exactly where they are.

At a combined 15.2%, their position in the portfolio remains meaningful and manageable.

At the same time, roughly 7.7% of the portfolio is currently held in cash, giving us capital to deploy when another attractive opportunity appears.

From today’s prices, we want to see further earnings growth or higher dividends before committing more capital to those two banks.

So for now, we hold.

Real money. Real decisions. Real portfolio management.

Finding a winner is only the beginning. Knowing when to keep holding, when to add more and eventually when to sell can matter just as much.

That’s the kind of decision members see us make inside The Smart Dividend Portfolio, with our own money invested alongside them.

See The Portfolio We’re Managing Alongside Members

As of our most recent update, this is where things stand

Portfolio Value

Around S$215,993, split between S$199,339 in stocks and S$16,654 in cash

Dividends Collected

S$22,587 and counting, since the portfolio started in 2020

Growth

The portfolio's net asset value has grown from S$1 to S$2.05, a compound annual growth rate of 11.7% (in plain terms, the value has been growing by around 11.7% a year)

Top Performer

One holding is up almost 300% since we bought it

And this year, we’ve committed another S$20,000 of our own capital to the portfolio.

Imagine what your own portfolio could look like five years from now.

Not because every stock will be a winner. They won’t.

But because building wealth rarely comes down to finding one perfect investment. It comes from consistently putting your money behind quality businesses, collecting the income they produce, and giving your best investments time to grow.

The important part is starting to build.

When we make a new investment, our own money goes in alongside members.

When a position becomes large, valuation stretches, dividends change or the investment case develops, members see how we respond.

That is what makes The Smart Dividend Portfolio more than a collection of stock reports.

You see the portfolio being managed.

Start With Our Highest-Conviction Idea Each Month

The #1 Stock Buy of the Month

Each month, you’ll see the SGX-listed stock we have the highest conviction in based on its quality, valuation, income potential and long-term outlook.

More importantly, you’ll see where we’re putting our own money and why we believe the opportunity is attractive now.

So when you’re wondering “What should I buy next?”, you have a researched idea to start with.

Every stock we consider must meet our core criteria:

  • Evidence of competitive advantages
  • Growing, predictable revenue
  • A well-covered dividend
  • Financial resilience
  • Dividend growth potential

Instead of wondering which of hundreds of SGX stocks deserves your money next, you start each month with the company we believe presents one of the most compelling opportunities today.

We focus on business fundamentals rather than short-term price movements, and make changes when the underlying investment case changes.

Then See The Other Stocks We Believe Are Worth Watching

Top Favourite Stocks

Sometimes, there is more than one attractive opportunity.

And when markets have already risen, knowing where value still remains becomes even more important.

That’s where Top Favourite Stocks comes in.

Each month, members receive a curated shortlist of additional companies we believe are worth watching, based on valuation, dividend potential and business quality. 

You can use this list to:

  • Discover new income opportunities
  • Diversify your portfolio 
  • Compare potential investments before making your next move 

Instead of sorting through hundreds of SGX-listed companies, you start with a focused list backed by our latest research and analysis. 

It’s the single most requested feature among members because it turns hundreds of possible companies into a short, curated list they can act on immediately.

Joining An Existing Portfolio Is Simpler Than It Looks

The Smart Dividend Portfolio currently contains 22+ SGX dividend stocks.

You can build exposure gradually rather than buying all 22 at once.

Every new member receives The Smart Dividend Portfolio New Member Starter Guide, designed to show you how to begin using the service and work through the existing portfolio.

You might start with this month’s #1 Stock Buy.

You might choose an idea from Top Favourite Stocks.

You might follow the portfolio for a while and wait for an entry point that suits you.

The Starter Guide helps you understand how the pieces fit together so you can deploy your own capital at a pace that matches your situation.

Exactly What You'll Get As a Member

Everything inside The Smart Dividend Portfolio is built around one goal: helping you make better decisions with your money and steadily build a portfolio that can grow your wealth and dividend income over time.

Because ultimately, the goal isn’t to collect more stock ideas. It’s to build something valuable with them.

Members Have Told Us What This Changed for Them

Build Your Dividend Portfolio For Up To 39% Less

For a limited time, you can join The Smart Dividend Portfolio at our special National Day member rates.

Get full access from S$559, with savings of up to 39%.

Offer ends at midnight on 24 August 2026.

1-Year Membership

Usual price: $699
$ 559
  • Save $140
  • Around $10 a week

2-Year Membership

Usual price: $1,398
$ 849 BEST VALUE
  • Save S$549 / 39% OFF
  • Just $424.50 a year

Choose 2 years and lock in your National Day rate for twice as long, while saving S$549 off the usual membership price.

Common Questions

You’ll get that, every month, through the #1 Stock Buy and Top Favourite Stocks. You’ll also see the valuation case behind each one, how big a position it deserves, and what we plan to do if the story changes. That’s what a stock tip alone leaves out.

A portfolio can be built over time, one decision at a time. You can buy selectively, add gradually, or hold cash while you wait for a better opening, exactly as we’re doing right now with two of our largest positions.

Managing a portfolio takes more than owning a few stocks. Position sizing, concentration, and knowing what to buy next still matter, and that’s where most self-directed investors get stuck.

Yes, and we publish plenty ourselves. What free content rarely includes is current valuation guidance, how a stock fits into a broader portfolio, and ongoing updates after you’ve bought it.

You can buy into the portfolio gradually, holding by holding. The New Member Portfolio Starter Guide walks you through deploying your capital progressively, at your own pace.

Because the work continues long after a stock is bought. Companies report earnings, prices move, dividends change, and valuations shift. TSDP tracks all of it, every month, for as long as you’re a member.

What Could Your Portfolio Look Like Five Years From Now?

Five years will pass either way.

During that time, the businesses you own could grow. Dividends could be paid. Some could increase. Those dividends can be reinvested, putting even more of your money to work.

That is how a portfolio becomes something meaningful over time.

The Smart Dividend Portfolio was created to help you build that portfolio with greater clarity, backed by our research, our ongoing decisions and a real-money portfolio we’re managing alongside you.

It gives you a clear way to answer four questions again and again:

  • What should I buy?
  • What price should I pay?
  • How should it fit into my portfolio?
  • What should I do next?

Since 2020, our own Smart Dividend Portfolio has grown to more than S$200,000, while collecting S$22,587 in dividends and counting.

We don’t know exactly what the next five years will bring.

But we do know that the sooner you start building, the more time you give your money to compound.

A few years from now, you may look back at the portfolio you’ve built, the businesses you own and the dividends you’ve collected and be very glad you decided to start.

You don’t need to build it all today.

You just need to make the first good decision.

And during our National Day offer, you can join at a special member rate until midnight on 24 August 2026.

The Smart Dividend Portfolio The Smart Dividend Portfolio $46.58/month (billed every year) Pay $559 for a 1 year membership. Save 20% Modify & complete order below
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